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Personal Loan

Personal Loan

Personal Loan

Unplanned or emergency expenses can crop up at any time in our life. If you are planning to get married or want to renovate your home and are falling short of funds, then worry no more. Instead, it is indeed a good idea to explore the option of taking personal loans to meet these expenses.

Get loan upto 20 times of your Salary.

No pre-closure charges or part payment charges.

Eligibility:

Criteria Salaried
Eligible Individuals Individuals who are permanent/regular employees of Govt.  of Telangana, Public Sector  Undertakings and other salaried persons of reputed private companies.
Age Upto 65 years
Loan Limit 25 times of the average of last 3 net salaries subject to a maximum of Rs.  10.00lakh
Repayment period Upto 60 months
Documents required 3 months Pay slips, 2 years IT returns, 6 months Bank statement, KYC documents etc.
Criteria Professionals/Self Employed
Eligible Individuals Professionals like Doctors/ Chartered Accountants/ Architects/ Engineers/ Self-employed etc.
Age Upto 65 years
Loan Limit Monthly income to be arrived from the average annual income and 50% of monthly taxable income to be considered for loan EMI eligibility subject to a maximum of Rs. 10.00 lakh
Repayment period Last 2 years IT returns, 6 months Bank statement, KYC documents